When do PIP benefits kick in?

When you receive medical treatment within 14 days of a motor vehicle accident, PIP covers up to 80% of reasonable medical costs. These may include ambulatory services, diagnostics, surgery, medication, rehabilitation, and hospitalization.

When am I eligible to receive PIP benefits?

In addition to medical bills, your PIP coverage may also cover expenses that are deemed medically necessary. In the event that you are unable to work as a result of your accident, PIP may cover up to 60% of lost income, with 100% of utilities eligible to be covered. In the event of a fatality, your PIP insurance will also pay a $5,000 death benefit, in addition to the $10,000 coverage amount.